Should you convert your pretax retirement money into a Roth?
Get guidance on the Thrift Savings Plan from Finch Wealth Management.
Download our Free E-Book today to learn how to make the right decision for you and yours.
Veteran-Owned. Virtual Meetings. Your Decision.
We Strive to Help You Achieve Financial Freedom
Michael Finch, MBA, is a retired U.S. Air Force pilot who acts as a fiduciary financial advisor focusing on military families. Retirement and a transition to a second career provided first-hand knowledge of the various financial decisions and challenges that come with the decision to serve.
Finch Wealth Management was founded to consult military families and help them make informed financial decisions to maximize their financial success.
Roth Conversions Have Many Benefits for Military Families
You have probably heard of Roth conversions, but aren’t sure if it will benefit you. Is it wise to convert pretax retirement money into a Roth? After all, most people are in a lower tax bracket after retiring (myth), so why convert to a Roth when you can withdraw that money in retirement and pay the taxes then?
Your family has worked hard for that money in your TSP and your military pension. You might have substantial pretax dollars saved for retirement. A fee-only planner can analyze your specific situation and make recommendations that may make a significant impact on your financial future.
Your First Consultation: What to Expect
The Roth conversion question is complex and can be confusing. However, it is essential to look at as part of your overall financial plan. Not sure where to start? Book a free, virtual consult today.
Michael Finch, MBA, is the founder of Finch Wealth Management LLC. Our sole mission is to help military families make the best decisions to achieve financial independence.
Advantages vs. Disadvantages
What to do with your TSP at retirement can be a difficult decision. In our Free E-Book, we break down why many military couples, that are big savers, might especially benefit from Roth Conversions.